/* =====================================================================
 * Destination : /assets/css/main.css
 * Rôle        : DESIGN SYSTEM GLOBAL – « Corporate / Trust & Security »
 *               Chargé sur toutes les pages publiques APRÈS Bootstrap et
 *               AOS, et AVANT le CSS propre à chaque page :
 *                 assets/css/pages/<page>.css
 * Version     : 2.0 – Astra Capital Kredite
 *
 * Palette : marine #0B2545 · bleu confiance #1E40AF · vert sécurité #10B981
 *           fonds blanc / gris clair #F5F7FA · texte ardoise #0F172A
 *
 * Sommaire : 00 Variables · 01 Base · 02 Typographie · 03 Sections & fonds
 *            04 Boutons · 05 Cartes & icônes · 06 Badges & confiance
 *            07 Images · 08 Formulaires · 09 Alertes & toasts
 *            10 Barre supérieure & annonce · 11 En-tête & navigation
 *            12 Menu hamburger plein écran · 13 En-tête de page & fil d'Ariane
 *            14 Pied de page · 15 Cookies & fenêtres · 16 Composants
 *            17 Utilitaires · 18 Animations · 19 Responsive · 20 Accessibilité & impression
 * ===================================================================== */

/* =====================================================================
 * 00. VARIABLES (DESIGN TOKENS)
 * ===================================================================== */
:root {
    /* Marque */
    --navy:         #0B2545;
    --navy-2:       #13315C;
    --navy-3:       #1B3A6B;
    --blue:         #1E40AF;
    --blue-2:       #2563EB;
    --blue-3:       #3B82F6;
    --blue-soft:    #EAF0FF;
    --blue-soft-2:  #DBE6FF;
    --green:        #10B981;
    --green-dark:   #059669;
    --green-soft:   #D1FAE5;
    --green-soft-2: #ECFDF5;

    /* Couleurs d'accent (types de prêts, icônes) */
    --teal:   #0F766E;  --teal-soft:   #CCFBF1;
    --violet: #7C3AED;  --violet-soft: #EDE9FE;
    --sky:    #0369A1;  --sky-soft:    #E0F2FE;
    --amber:  #D97706;  --amber-soft:  #FEF3C7;
    --rose:   #BE185D;  --rose-soft:   #FCE7F3;
    --gold:   #F5B301;
    --danger: #DC2626;  --danger-soft: #FEE2E2;

    /* Neutres */
    --white:   #FFFFFF;
    --bg:      #F5F7FA;
    --bg-2:    #EEF2F7;
    --border:  #E2E8F0;
    --border-2:#CBD5E1;
    --text:    #0F172A;
    --text-2:  #334155;
    --muted:   #64748B;
    --muted-2: #94A3B8;

    /* Ombres douces */
    --shadow-xs:   0 1px 2px rgba(15, 23, 42, .06);
    --shadow-sm:   0 1px 3px rgba(15, 23, 42, .08), 0 1px 2px rgba(15, 23, 42, .04);
    --shadow:      0 6px 16px -4px rgba(15, 23, 42, .10), 0 2px 6px -2px rgba(15, 23, 42, .06);
    --shadow-lg:   0 20px 40px -12px rgba(11, 37, 69, .22);
    --shadow-xl:   0 32px 64px -20px rgba(11, 37, 69, .35);
    --shadow-blue: 0 12px 28px -10px rgba(30, 64, 175, .55);
    --shadow-green:0 12px 28px -10px rgba(16, 185, 129, .55);
    --ring:        0 0 0 4px rgba(37, 99, 235, .18);

    /* Formes */
    --radius-sm: 6px;          /* boutons : rectangulaires, coins légèrement arrondis */
    --radius:    10px;
    --radius-lg: 14px;
    --radius-xl: 20px;

    /* Dégradés */
    --grad-blue:  linear-gradient(135deg, #1E40AF 0%, #2563EB 100%);
    --grad-navy:  linear-gradient(135deg, #0B2545 0%, #13315C 55%, #1E40AF 130%);
    --grad-green: linear-gradient(135deg, #059669 0%, #10B981 100%);
    --grad-trust: linear-gradient(90deg, #1E40AF 0%, #10B981 100%);

    /* Typographie */
    --font-display: 'Manrope', 'Segoe UI', system-ui, -apple-system, sans-serif;
    --font-body:    'Inter', 'Segoe UI', system-ui, -apple-system, sans-serif;
    --font-mono:    ui-monospace, 'Cascadia Code', Consolas, monospace;

    /* Mise en page */
    --header-h:      76px;
    --container-max: 1280px;
    --section-y:     clamp(4rem, 8vw, 7rem);

    /* Mouvement */
    --ease:        cubic-bezier(.2, .8, .2, 1);
    --ease-bounce: cubic-bezier(.34, 1.56, .64, 1);
    --speed:       .22s;

    /* Surcharge Bootstrap */
    --bs-body-font-family: var(--font-body);
    --bs-body-color: var(--text);
    --bs-body-bg: var(--white);
    --bs-link-color: var(--blue);
    --bs-link-hover-color: var(--navy);
    --bs-border-color: var(--border);
}

/* =====================================================================
 * 01. BASE
 * ===================================================================== */
*, *::before, *::after { box-sizing: border-box; }

html {
    scroll-behavior: smooth;
    scroll-padding-top: calc(var(--header-h) + 20px);
    -webkit-text-size-adjust: 100%;
}

body {
    margin: 0;
    font-family: var(--font-body);
    font-size: 1rem;
    line-height: 1.65;
    color: var(--text);
    background-color: var(--white);
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    text-rendering: optimizeLegibility;
    overflow-x: hidden;
}
body.menu-open, body.modal-locked { overflow: hidden; }

img, svg, video { max-width: 100%; height: auto; }

a { color: var(--blue); text-decoration: none; transition: color var(--speed) var(--ease); }
a:hover { color: var(--navy); }

::selection { background: var(--blue-soft-2); color: var(--navy); }

hr { border: 0; border-top: 1px solid var(--border); opacity: 1; margin: 2rem 0; }

::-webkit-scrollbar { width: 11px; height: 11px; }
::-webkit-scrollbar-track { background: var(--bg); }
::-webkit-scrollbar-thumb { background: var(--border-2); border: 3px solid var(--bg); border-radius: 8px; }
::-webkit-scrollbar-thumb:hover { background: var(--blue); }

/* Gouttières : 16 px sur mobile, 24 px dès 992 px (aucun défilement horizontal) */
.container { max-width: var(--container-max); --bs-gutter-x: 2rem; }
@media (min-width: 992px) { .container { --bs-gutter-x: 3rem; } }

main { display: block; min-height: 50vh; }

/* =====================================================================
 * 02. TYPOGRAPHIE
 * ===================================================================== */
h1, h2, h3, h4, h5, h6, .h1, .h2, .h3, .h4, .h5, .h6 {
    font-family: var(--font-display);
    font-weight: 800;
    line-height: 1.15;
    letter-spacing: -.02em;
    color: var(--navy);
    margin-bottom: .75rem;
}
h1, .h1 { font-size: clamp(2.2rem, 4.8vw, 3.9rem); }
h2, .h2 { font-size: clamp(1.8rem, 3.4vw, 2.75rem); }
h3, .h3 { font-size: clamp(1.25rem, 2vw, 1.55rem); }
h4, .h4 { font-size: 1.2rem; }
h5, .h5 { font-size: 1.06rem; }
h6, .h6 { font-size: .95rem; }

p { margin-bottom: 1rem; }

.lead { font-size: clamp(1.06rem, 1.5vw, 1.22rem); line-height: 1.7; color: var(--text-2); font-weight: 400; }

.text-blue   { color: var(--blue) !important; }
.text-navy   { color: var(--navy) !important; }
.text-green  { color: var(--green-dark) !important; }
.text-muted-ac { color: var(--muted) !important; }
.fw-800      { font-weight: 800 !important; }
.font-display{ font-family: var(--font-display) !important; }

/* Texte en dégradé bleu → vert */
.text-gradient {
    background: var(--grad-trust);
    -webkit-background-clip: text;
            background-clip: text;
    -webkit-text-fill-color: transparent;
    color: var(--blue);
}

/* Surlignage animé – fonctionne sur plusieurs lignes */
.hl {
    --hl-color: var(--blue-soft-2);
    padding: 0 .06em;
    background-image: linear-gradient(transparent 62%, var(--hl-color) 62%, var(--hl-color) 94%, transparent 94%);
    background-repeat: no-repeat;
    background-size: 0% 100%;
    -webkit-box-decoration-break: clone;
            box-decoration-break: clone;
    animation: hlGrow 1s var(--ease) .35s forwards;
}
.hl-green { --hl-color: var(--green-soft); }
.hl-gold  { --hl-color: #FDE68A; }

/* Contenu riche (descriptions, blog, pages légales) */
.prose { font-size: 1.04rem; line-height: 1.8; color: var(--text-2); }
.prose h2 { margin-top: 2.5rem; font-size: clamp(1.45rem, 2.4vw, 1.9rem); }
.prose h3 { margin-top: 2rem; font-size: 1.3rem; }
.prose ul, .prose ol { padding-left: 1.3rem; margin-bottom: 1.25rem; }
.prose li { margin-bottom: .4rem; }
.prose a { text-decoration: underline; text-underline-offset: 3px; }
.prose blockquote {
    margin: 2rem 0;
    padding: 1.25rem 1.5rem;
    background: var(--blue-soft);
    border-left: 4px solid var(--blue);
    border-radius: 0 var(--radius) var(--radius) 0;
    color: var(--navy);
}
.prose table { width: 100%; margin-bottom: 1.5rem; }

/* =====================================================================
 * 03. SECTIONS & FONDS
 * ===================================================================== */
.section    { padding: var(--section-y) 0; position: relative; }
.section-sm { padding: calc(var(--section-y) * .55) 0; position: relative; }

.section-head { max-width: 780px; margin-bottom: clamp(2.5rem, 5vw, 3.75rem); }
.section-head.text-center { margin-left: auto; margin-right: auto; }

.section-eyebrow {
    --eb-bg: var(--blue-soft);
    --eb-color: var(--blue);
    display: inline-flex;
    align-items: center;
    gap: .5rem;
    padding: .4rem .9rem;
    margin-bottom: 1rem;
    font-family: var(--font-display);
    font-size: .76rem;
    font-weight: 800;
    letter-spacing: .09em;
    text-transform: uppercase;
    color: var(--eb-color);
    background: var(--eb-bg);
    border: 1px solid color-mix(in srgb, var(--eb-color) 18%, transparent);
    border-radius: 100px;
}
.section-eyebrow.eb-green { --eb-bg: var(--green-soft-2); --eb-color: var(--green-dark); }
.section-eyebrow.eb-white { --eb-bg: var(--white); --eb-color: var(--navy); box-shadow: var(--shadow-xs); }
.section-eyebrow.eb-light { --eb-bg: rgba(255, 255, 255, .1); --eb-color: #BFDBFE; border-color: rgba(255, 255, 255, .18); }
.section-eyebrow.eb-amber { --eb-bg: var(--amber-soft); --eb-color: #92400E; }

.section-title { margin-bottom: 1rem; }
.section-subtitle { font-size: 1.1rem; color: var(--text-2); margin-bottom: 0; }

/* Trait décoratif sous un titre */
.title-bar { display: block; width: 64px; height: 4px; margin: 1rem 0 0; background: var(--grad-trust); border-radius: 4px; }
.text-center .title-bar { margin-left: auto; margin-right: auto; }

/* Fonds */
.bg-light-ac { background-color: var(--bg) !important; }
.bg-white    { background-color: var(--white) !important; }
.bg-soft-blue  { background-color: var(--blue-soft) !important; }
.bg-soft-green { background-color: var(--green-soft-2) !important; }
.bg-navy {
    background-color: var(--navy) !important;
    color: #CBD5E1;
}
.bg-gradient-navy { background: var(--grad-navy) !important; color: #CBD5E1; }
.bg-blue { background: var(--grad-blue) !important; color: #DBEAFE; }

.bg-navy :is(h1, h2, h3, h4, h5),
.bg-gradient-navy :is(h1, h2, h3, h4, h5),
.bg-blue :is(h1, h2, h3, h4, h5) { color: var(--white); }
.bg-navy .lead, .bg-navy .section-subtitle,
.bg-gradient-navy .lead, .bg-gradient-navy .section-subtitle,
.bg-blue .lead, .bg-blue .section-subtitle { color: #CBD5E1; }
/* Les cartes blanches posées sur un fond sombre gardent leurs couleurs */
:is(.bg-navy, .bg-gradient-navy, .bg-blue) .ac-card:not(.ac-card-navy) :is(h2, h3, h4, h5) { color: var(--navy); }
:is(.bg-navy, .bg-gradient-navy, .bg-blue) .ac-card:not(.ac-card-navy) { color: var(--text); }

.section-border-top    { border-top: 1px solid var(--border); }
.section-border-bottom { border-bottom: 1px solid var(--border); }

/* Motifs */
.pattern-dots {
    background-image: radial-gradient(rgba(30, 64, 175, .14) 1.2px, transparent 1.2px);
    background-size: 22px 22px;
}
.pattern-grid {
    background-image:
        linear-gradient(rgba(15, 23, 42, .045) 1px, transparent 1px),
        linear-gradient(90deg, rgba(15, 23, 42, .045) 1px, transparent 1px);
    background-size: 44px 44px;
}
.bg-navy.pattern-grid, .bg-gradient-navy.pattern-grid {
    background-image:
        linear-gradient(rgba(255, 255, 255, .05) 1px, transparent 1px),
        linear-gradient(90deg, rgba(255, 255, 255, .05) 1px, transparent 1px),
        var(--grad-navy);
    background-size: 44px 44px, 44px 44px, auto;
}

/* Halo lumineux décoratif */
.glow {
    position: absolute;
    width: 520px; height: 520px;
    border-radius: 50%;
    background: radial-gradient(circle, var(--glow-color, rgba(37, 99, 235, .28)) 0%, transparent 65%);
    pointer-events: none;
    z-index: 0;
    filter: blur(10px);
}
.glow-green { --glow-color: rgba(16, 185, 129, .25); }

/* =====================================================================
 * 04. BOUTONS – rectangulaires, coins légèrement arrondis, texte gras
 * ===================================================================== */
.btn-ac {
    --btn-bg: var(--white);
    --btn-color: var(--navy);
    --btn-border: var(--border-2);
    --btn-shadow: var(--shadow-sm);
    position: relative;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: .6rem;
    padding: .82rem 1.5rem;
    font-family: var(--font-display);
    font-size: .98rem;
    font-weight: 800;
    line-height: 1.2;
    letter-spacing: .005em;
    color: var(--btn-color);
    background: var(--btn-bg);
    border: 1.5px solid var(--btn-border);
    border-radius: var(--radius-sm);
    box-shadow: var(--btn-shadow);
    cursor: pointer;
    text-decoration: none;
    white-space: nowrap;
    user-select: none;
    overflow: hidden;
    isolation: isolate;
    transition: transform var(--speed) var(--ease), box-shadow var(--speed) var(--ease),
                background var(--speed) var(--ease), color var(--speed) var(--ease), border-color var(--speed) var(--ease);
}
/* Reflet animé */
.btn-ac::before {
    content: "";
    position: absolute;
    top: 0; left: -130%;
    width: 60%; height: 100%;
    background: linear-gradient(110deg, transparent, rgba(255, 255, 255, .35), transparent);
    transform: skewX(-20deg);
    z-index: -1;
    transition: left .65s var(--ease);
}
.btn-ac:hover { color: var(--btn-color); transform: translateY(-2px); box-shadow: var(--shadow); }
.btn-ac:hover::before { left: 150%; }
.btn-ac:active { transform: translateY(0); box-shadow: var(--shadow-xs); }
.btn-ac:focus-visible { outline: none; box-shadow: var(--ring); }
.btn-ac i { transition: transform var(--speed) var(--ease); }
.btn-ac:hover .fa-arrow-right, .btn-ac:hover .fa-chevron-right { transform: translateX(4px); }

.btn-ac-primary { --btn-bg: var(--grad-blue); --btn-color: var(--white); --btn-border: var(--blue); --btn-shadow: var(--shadow-blue); }
.btn-ac-primary:hover { box-shadow: 0 16px 32px -10px rgba(30, 64, 175, .65); }
.btn-ac-navy    { --btn-bg: var(--navy); --btn-color: var(--white); --btn-border: var(--navy); }
.btn-ac-navy:hover { --btn-bg: var(--navy-2); }
.btn-ac-success { --btn-bg: var(--grad-green); --btn-color: var(--white); --btn-border: var(--green-dark); --btn-shadow: var(--shadow-green); }
.btn-ac-light   { --btn-bg: var(--white); --btn-color: var(--navy); --btn-border: var(--border-2); }
.btn-ac-light:hover { --btn-border: var(--blue); --btn-color: var(--blue); }
.btn-ac-soft    { --btn-bg: var(--blue-soft); --btn-color: var(--blue); --btn-border: transparent; --btn-shadow: none; }
.btn-ac-soft:hover { --btn-bg: var(--blue-soft-2); }
.btn-ac-outline { --btn-bg: transparent; --btn-color: var(--blue); --btn-border: var(--blue); --btn-shadow: none; }
.btn-ac-outline:hover { --btn-bg: var(--blue); --btn-color: var(--white); }
.btn-ac-white   { --btn-bg: var(--white); --btn-color: var(--blue); --btn-border: var(--white); --btn-shadow: 0 10px 24px -10px rgba(0, 0, 0, .35); }
.btn-ac-outline-light { --btn-bg: transparent; --btn-color: var(--white); --btn-border: rgba(255, 255, 255, .55); --btn-shadow: none; }
.btn-ac-outline-light:hover { --btn-bg: var(--white); --btn-color: var(--navy); --btn-border: var(--white); }
.btn-ac-danger  { --btn-bg: var(--danger); --btn-color: var(--white); --btn-border: var(--danger); }

.btn-ac-sm { padding: .55rem 1rem; font-size: .86rem; gap: .45rem; }
.btn-ac-lg { padding: 1rem 1.9rem; font-size: 1.05rem; }
.btn-ac-xl { padding: 1.15rem 2.2rem; font-size: 1.12rem; }
.btn-ac-block { display: flex; width: 100%; }
.btn-ac-icon { width: 46px; height: 46px; padding: 0; flex-shrink: 0; }
.btn-ac-icon.btn-ac-sm { width: 38px; height: 38px; }

.btn-ac:disabled, .btn-ac.disabled { opacity: .55; cursor: not-allowed; transform: none !important; pointer-events: none; }
.btn-ac.is-loading { color: transparent !important; pointer-events: none; }
.btn-ac.is-loading::after {
    content: "";
    position: absolute;
    width: 20px; height: 20px;
    border: 3px solid currentColor;
    border-color: var(--btn-color) transparent var(--btn-color) var(--btn-color);
    border-radius: 50%;
    animation: spin .7s linear infinite;
}
.btn-ac-primary.is-loading::after, .btn-ac-navy.is-loading::after, .btn-ac-success.is-loading::after {
    border-color: var(--white) transparent var(--white) var(--white);
}

.btn-group-ac { display: flex; flex-wrap: wrap; gap: .9rem; align-items: center; }

.link-arrow {
    display: inline-flex;
    align-items: center;
    gap: .45rem;
    font-family: var(--font-display);
    font-weight: 800;
    color: var(--blue);
}
.link-arrow i { transition: transform var(--speed) var(--ease); }
.link-arrow:hover { color: var(--navy); }
.link-arrow:hover i { transform: translateX(5px); }

/* =====================================================================
 * 05. CARTES & ICÔNES
 * ===================================================================== */
.ac-card {
    --accent: var(--blue);
    position: relative;
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-sm);
    padding: clamp(1.4rem, 2.5vw, 2rem);
    transition: transform .3s var(--ease), box-shadow .3s var(--ease), border-color .3s var(--ease);
}
.ac-card-hover:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-lg);
    border-color: color-mix(in srgb, var(--accent) 35%, var(--border));
}
.ac-card-accent { border-top: 4px solid var(--accent); }
.ac-card-line::after {                                /* trait de couleur animé au survol */
    content: "";
    position: absolute;
    left: 0; right: 0; bottom: 0;
    height: 3px;
    background: var(--accent);
    border-radius: 0 0 var(--radius-lg) var(--radius-lg);
    transform: scaleX(0);
    transform-origin: left;
    transition: transform .45s var(--ease);
}
.ac-card-line:hover::after { transform: scaleX(1); }
.ac-card-soft { background: var(--bg); border-color: transparent; box-shadow: none; }
.ac-card-navy { background: var(--grad-navy); border-color: var(--navy); color: #CBD5E1; }
.ac-card-navy :is(h2, h3, h4) { color: var(--white); }
.ac-card-title { font-size: 1.22rem; margin-bottom: .55rem; }
.ac-card-text { color: var(--text-2); margin-bottom: 0; }
.ac-card-navy .ac-card-text { color: #CBD5E1; }
.ac-card .stretched-link::after { z-index: 2; }

/* Boîte d'icône : fond teinté, icône colorée */
.ac-icon {
    --ic: var(--blue);
    --ic-bg: var(--blue-soft);
    display: inline-grid;
    place-items: center;
    width: 56px; height: 56px;
    flex-shrink: 0;
    margin-bottom: 1.15rem;
    font-size: 1.4rem;
    color: var(--ic);
    background: var(--ic-bg);
    border-radius: var(--radius);
    transition: transform .45s var(--ease-bounce), background-color .3s, color .3s;
}
.ac-card-hover:hover .ac-icon { transform: translateY(-3px) rotate(-6deg); }
.ac-icon.ic-sm { width: 42px; height: 42px; font-size: 1.05rem; margin-bottom: .85rem; border-radius: 8px; }
.ac-icon.ic-lg { width: 72px; height: 72px; font-size: 1.8rem; border-radius: var(--radius-lg); }
.ic-blue   { --ic: var(--blue);       --ic-bg: var(--blue-soft); }
.ic-green  { --ic: var(--green-dark); --ic-bg: var(--green-soft); }
.ic-navy   { --ic: var(--white);      --ic-bg: var(--navy); }
.ic-teal   { --ic: var(--teal);       --ic-bg: var(--teal-soft); }
.ic-violet { --ic: var(--violet);     --ic-bg: var(--violet-soft); }
.ic-sky    { --ic: var(--sky);        --ic-bg: var(--sky-soft); }
.ic-amber  { --ic: var(--amber);      --ic-bg: var(--amber-soft); }
.ic-rose   { --ic: var(--rose);       --ic-bg: var(--rose-soft); }
.ic-white  { --ic: var(--blue);       --ic-bg: var(--white); box-shadow: var(--shadow-sm); }
.ic-solid-blue  { --ic: var(--white); --ic-bg: var(--blue); box-shadow: var(--shadow-blue); }
.ic-solid-green { --ic: var(--white); --ic-bg: var(--green); box-shadow: var(--shadow-green); }

/* Liste à coches (vert sécurité) */
.ac-checklist { list-style: none; padding: 0; margin: 0 0 1rem; }
.ac-checklist li { position: relative; padding-left: 2rem; margin-bottom: .7rem; color: var(--text-2); }
.ac-checklist li::before {
    content: "\f00c";
    font-family: "Font Awesome 6 Free";
    font-weight: 900;
    position: absolute;
    left: 0; top: .2em;
    width: 1.3rem; height: 1.3rem;
    display: grid;
    place-items: center;
    font-size: .62rem;
    color: var(--white);
    background: var(--green);
    border-radius: 50%;
}
.bg-navy .ac-checklist li, .bg-gradient-navy .ac-checklist li { color: #CBD5E1; }

/* =====================================================================
 * 06. BADGES, ÉTIQUETTES, STATUTS, CONFIANCE
 * ===================================================================== */
.ac-badge {
    --badge-bg: var(--blue-soft);
    --badge-color: var(--blue);
    display: inline-flex;
    align-items: center;
    gap: .35rem;
    padding: .25rem .65rem;
    font-family: var(--font-display);
    font-size: .74rem;
    font-weight: 800;
    letter-spacing: .03em;
    text-transform: uppercase;
    line-height: 1.4;
    color: var(--badge-color);
    background: var(--badge-bg);
    border-radius: 100px;
}
.badge-green { --badge-bg: var(--green-soft); --badge-color: var(--green-dark); }
.badge-navy  { --badge-bg: var(--navy); --badge-color: var(--white); }
.badge-amber { --badge-bg: var(--amber-soft); --badge-color: #92400E; }
.badge-white { --badge-bg: var(--white); --badge-color: var(--navy); box-shadow: var(--shadow-xs); }
.badge-gold  { --badge-bg: linear-gradient(135deg, #F5B301, #F59E0B); --badge-color: var(--navy); background: var(--badge-bg); }

.ac-tag {
    display: inline-flex;
    align-items: center;
    gap: .4rem;
    padding: .35rem .8rem;
    font-size: .86rem;
    font-weight: 600;
    color: var(--text-2);
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: 100px;
    transition: all var(--speed) var(--ease);
}
a.ac-tag:hover { color: var(--blue); border-color: var(--blue); background: var(--blue-soft); }

/* Statut d'une demande (couleur transmise par --status-color) */
.ac-status {
    --status-color: var(--muted);
    display: inline-flex;
    align-items: center;
    gap: .45rem;
    padding: .3rem .8rem;
    font-family: var(--font-display);
    font-size: .82rem;
    font-weight: 800;
    color: var(--status-color);
    background: var(--white);
    background: color-mix(in srgb, var(--status-color) 12%, white);
    border: 1px solid color-mix(in srgb, var(--status-color) 30%, white);
    border-radius: 100px;
}

/* Pastille de confiance (SSL, RGPD…) */
.ac-trust {
    display: inline-flex;
    align-items: center;
    gap: .55rem;
    padding: .45rem .85rem .45rem .5rem;
    font-size: .86rem;
    font-weight: 600;
    color: var(--text-2);
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: 100px;
    box-shadow: var(--shadow-xs);
}
.ac-trust i {
    display: grid;
    place-items: center;
    width: 26px; height: 26px;
    font-size: .72rem;
    color: var(--white);
    background: var(--green);
    border-radius: 50%;
}
.ac-trust-row { display: flex; flex-wrap: wrap; gap: .6rem; }

/* Bloc « sécurité » encadré */
.security-note {
    display: flex;
    gap: .9rem;
    align-items: flex-start;
    padding: 1rem 1.15rem;
    font-size: .9rem;
    color: #065F46;
    background: var(--green-soft-2);
    border: 1px solid #A7F3D0;
    border-radius: var(--radius);
}
.security-note > i { font-size: 1.15rem; color: var(--green-dark); margin-top: .15rem; }

/* =====================================================================
 * 07. IMAGES & EMPLACEMENTS (fond gris – images ajoutées manuellement)
 *     <div class="img-ph ar-4x3" data-label="Bild: Beratung"></div>
 *     Ratios : ar-1x1 · ar-4x3 · ar-3x4 · ar-3x2 · ar-16x9 · ar-21x9
 * ===================================================================== */
.img-ph {
    position: relative;
    display: block;
    width: 100%;
    min-height: 180px;
    background-color: #D9DEE5;
    background-image:
        url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230B2545' stroke-opacity='.35' stroke-width='1.6' stroke-linecap='round' stroke-linejoin='round'%3E%3Crect x='3' y='3' width='18' height='18' rx='2'/%3E%3Ccircle cx='9' cy='9' r='2'/%3E%3Cpath d='m21 15-3.1-3.1a2 2 0 0 0-2.8 0L6 21'/%3E%3C/svg%3E"),
        linear-gradient(135deg, #E2E8F0 0%, #CBD5E1 100%);
    background-repeat: no-repeat, no-repeat;
    background-position: center, 0 0;
    background-size: 52px 52px, cover;
    border-radius: var(--radius-lg);
    overflow: hidden;
}
.img-ph[class*="ar-"] { min-height: 0; }
.ar-1x1 { aspect-ratio: 1 / 1; }  .ar-4x3 { aspect-ratio: 4 / 3; }  .ar-3x4 { aspect-ratio: 3 / 4; }
.ar-3x2 { aspect-ratio: 3 / 2; }  .ar-16x9 { aspect-ratio: 16 / 9; } .ar-21x9 { aspect-ratio: 21 / 9; }
.img-ph::after {
    content: attr(data-label);
    position: absolute;
    left: 50%; bottom: 14px;
    transform: translateX(-50%);
    max-width: 90%;
    padding: .2rem .65rem;
    font-family: var(--font-mono);
    font-size: .72rem;
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
    color: var(--text-2);
    background: rgba(255, 255, 255, .8);
    border-radius: var(--radius-sm);
}
.img-ph:not([data-label])::after, .img-ph[data-label=""]::after { display: none; }
.img-ph.img-ph-round { border-radius: 50%; }
.img-ac { display: block; width: 100%; height: 100%; object-fit: cover; border-radius: var(--radius-lg); }

/* =====================================================================
 * 08. FORMULAIRES
 * ===================================================================== */
.ac-label, .form-label {
    display: block;
    margin-bottom: .45rem;
    font-family: var(--font-display);
    font-size: .9rem;
    font-weight: 700;
    color: var(--navy);
}
.ac-label .req { color: var(--danger); margin-left: 2px; }
.ac-label .opt { color: var(--muted); font-weight: 500; font-size: .82rem; margin-left: .25rem; }

.ac-input, .ac-select, .ac-textarea {
    display: block;
    width: 100%;
    padding: .8rem 1rem;
    font-family: var(--font-body);
    font-size: 1rem;
    font-weight: 500;
    line-height: 1.4;
    color: var(--text);
    background-color: var(--white);
    border: 1.5px solid var(--border-2);
    border-radius: var(--radius-sm);
    appearance: none;
    transition: border-color var(--speed) var(--ease), box-shadow var(--speed) var(--ease), background-color var(--speed);
}
.ac-input::placeholder, .ac-textarea::placeholder { color: var(--muted-2); font-weight: 400; }
.ac-input:hover, .ac-select:hover, .ac-textarea:hover { border-color: var(--muted-2); }
.ac-input:focus, .ac-select:focus, .ac-textarea:focus { outline: none; border-color: var(--blue-2); box-shadow: var(--ring); }
.ac-textarea { min-height: 130px; resize: vertical; }
.ac-select {
    padding-right: 2.8rem;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath fill='none' stroke='%230B2545' stroke-linecap='round' stroke-linejoin='round' stroke-width='2' d='m2 5 6 6 6-6'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 1rem center;
    background-size: 13px;
    cursor: pointer;
}
.ac-input:disabled, .ac-select:disabled, .ac-textarea:disabled, .ac-input[readonly] { background-color: var(--bg); color: var(--muted); cursor: not-allowed; }

/* Validation */
.ac-input.is-invalid, .ac-select.is-invalid, .ac-textarea.is-invalid,
.was-validated .ac-input:invalid, .was-validated .ac-select:invalid, .was-validated .ac-textarea:invalid {
    border-color: var(--danger);
    background-color: #FFFBFB;
    box-shadow: 0 0 0 4px rgba(220, 38, 38, .1);
}
.was-validated .ac-input:valid:not(:placeholder-shown), .ac-input.is-valid { border-color: var(--green); }
.ac-feedback, .invalid-feedback {
    display: none;
    margin-top: .4rem;
    font-size: .84rem;
    font-weight: 600;
    color: var(--danger);
}
.is-invalid ~ .ac-feedback, .is-invalid ~ .invalid-feedback,
.was-validated :invalid ~ .ac-feedback, .was-validated :invalid ~ .invalid-feedback { display: block; }
.ac-hint { display: block; margin-top: .35rem; font-size: .83rem; color: var(--muted); }

/* Champ avec icône / suffixe */
.ac-input-group { position: relative; }
.ac-input-group > .ac-input-icon {
    position: absolute;
    left: 1rem; top: 50%;
    transform: translateY(-50%);
    color: var(--muted);
    pointer-events: none;
    z-index: 2;
}
.ac-input-group > .ac-input-icon ~ .ac-input,
.ac-input-group > .ac-input-icon ~ .ac-select { padding-left: 2.7rem; }
.ac-input-group > .ac-input-suffix {
    position: absolute;
    right: .45rem; top: 50%;
    transform: translateY(-50%);
    padding: .28rem .65rem;
    font-family: var(--font-display);
    font-weight: 800;
    font-size: .9rem;
    color: var(--navy);
    background: var(--bg);
    border-radius: 4px;
    z-index: 2;
}
.ac-input-group > .ac-input-suffix ~ .ac-input { padding-right: 4.2rem; }
.ac-password-toggle {
    position: absolute;
    right: .55rem; top: 50%;
    transform: translateY(-50%);
    padding: .4rem .5rem;
    color: var(--muted);
    background: transparent;
    border: 0;
    cursor: pointer;
    z-index: 2;
}
.ac-password-toggle:hover { color: var(--blue); }

/* Cases à cocher & boutons radio */
.ac-check {
    position: relative;
    display: flex;
    align-items: flex-start;
    gap: .75rem;
    margin-bottom: .75rem;
    font-size: .94rem;
    line-height: 1.5;
    color: var(--text-2);
    cursor: pointer;
}
.ac-check input {
    flex-shrink: 0;
    appearance: none;
    width: 21px; height: 21px;
    margin: .1rem 0 0;
    display: grid;
    place-items: center;
    background: var(--white);
    border: 1.5px solid var(--border-2);
    border-radius: 5px;
    cursor: pointer;
    transition: background-color var(--speed), border-color var(--speed), box-shadow var(--speed);
}
.ac-check input[type="radio"] { border-radius: 50%; }
.ac-check input::after {
    content: "";
    width: 10px; height: 6px;
    border-left: 2.5px solid var(--white);
    border-bottom: 2.5px solid var(--white);
    transform: rotate(-45deg) translate(1px, -1px) scale(0);
    transition: transform .2s var(--ease-bounce);
}
.ac-check input[type="radio"]::after { width: 9px; height: 9px; border: 0; background: var(--white); border-radius: 50%; transform: scale(0); }
.ac-check input:checked { background: var(--blue); border-color: var(--blue); }
.ac-check input:checked::after { transform: rotate(-45deg) translate(1px, -1px) scale(1); }
.ac-check input[type="radio"]:checked::after { transform: scale(1); }
.ac-check input:focus-visible { box-shadow: var(--ring); outline: none; }
.ac-check.is-invalid input, .was-validated .ac-check input:invalid { border-color: var(--danger); box-shadow: 0 0 0 3px rgba(220, 38, 38, .12); }
.ac-check a { font-weight: 600; text-decoration: underline; text-underline-offset: 2px; }

/* Interrupteur */
.ac-switch { display: inline-flex; align-items: center; gap: .75rem; font-weight: 600; cursor: pointer; }
.ac-switch input {
    appearance: none;
    position: relative;
    flex-shrink: 0;
    width: 48px; height: 26px;
    margin: 0;
    background: var(--border-2);
    border-radius: 100px;
    cursor: pointer;
    transition: background-color var(--speed);
}
.ac-switch input::after {
    content: "";
    position: absolute;
    top: 3px; left: 3px;
    width: 20px; height: 20px;
    background: var(--white);
    border-radius: 50%;
    box-shadow: var(--shadow-sm);
    transition: transform .25s var(--ease-bounce);
}
.ac-switch input:checked { background: var(--green); }
.ac-switch input:checked::after { transform: translateX(22px); }
.ac-switch input:disabled { opacity: .65; cursor: not-allowed; }
.ac-switch input:focus-visible { outline: none; box-shadow: var(--ring); }

/* Curseur – la variable --fill (0–100 %) est mise à jour par main.js */
.ac-range {
    --fill: 50%;
    -webkit-appearance: none;
    appearance: none;
    width: 100%;
    height: 8px;
    margin: 1rem 0;
    background: linear-gradient(90deg, var(--blue) 0 var(--fill), var(--bg-2) var(--fill) 100%);
    border-radius: 100px;
    cursor: pointer;
    outline: none;
}
.ac-range::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 26px; height: 26px;
    background: var(--white);
    border: 6px solid var(--blue);
    border-radius: 50%;
    box-shadow: 0 4px 10px rgba(30, 64, 175, .35);
    cursor: grab;
    transition: transform .15s var(--ease);
}
.ac-range::-webkit-slider-thumb:active { cursor: grabbing; transform: scale(1.18); }
.ac-range::-moz-range-thumb {
    width: 16px; height: 16px;
    background: var(--white);
    border: 6px solid var(--blue);
    border-radius: 50%;
    box-shadow: 0 4px 10px rgba(30, 64, 175, .35);
    cursor: grab;
}
.ac-range::-moz-range-track { background: transparent; border: 0; }
.ac-range:focus-visible::-webkit-slider-thumb { box-shadow: var(--ring); }

/* Tuile de choix (radio / checkbox) */
.ac-choice { position: relative; display: block; height: 100%; cursor: pointer; }
.ac-choice input { position: absolute; opacity: 0; pointer-events: none; }
.ac-choice-body {
    display: flex;
    align-items: center;
    gap: .85rem;
    height: 100%;
    padding: 1rem 1.1rem;
    font-weight: 700;
    color: var(--navy);
    background: var(--white);
    border: 1.5px solid var(--border-2);
    border-radius: var(--radius);
    transition: all var(--speed) var(--ease);
}
.ac-choice-body > i { font-size: 1.3rem; width: 1.6rem; text-align: center; color: var(--choice-color, var(--blue)); }
.ac-choice-body small { display: block; font-weight: 500; color: var(--muted); font-size: .8rem; }
.ac-choice:hover .ac-choice-body { border-color: var(--blue-3); box-shadow: var(--shadow-sm); }
.ac-choice input:checked + .ac-choice-body { background: var(--blue-soft); border-color: var(--blue); box-shadow: 0 0 0 3px rgba(37, 99, 235, .12); }
.ac-choice input:checked + .ac-choice-body::after {
    content: "\f00c";
    font-family: "Font Awesome 6 Free";
    font-weight: 900;
    margin-left: auto;
    flex-shrink: 0;
    width: 22px; height: 22px;
    display: grid;
    place-items: center;
    font-size: .65rem;
    color: var(--white);
    background: var(--blue);
    border-radius: 50%;
}
.ac-choice input:focus-visible + .ac-choice-body { box-shadow: var(--ring); }

/* Zone de dépôt de fichiers */
.ac-dropzone {
    position: relative;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: .45rem;
    padding: 2rem 1.25rem;
    text-align: center;
    color: var(--text-2);
    background: var(--bg);
    border: 2px dashed var(--border-2);
    border-radius: var(--radius-lg);
    cursor: pointer;
    transition: all var(--speed) var(--ease);
}
.ac-dropzone i { font-size: 1.9rem; color: var(--blue); }
.ac-dropzone input[type="file"] { position: absolute; inset: 0; opacity: 0; cursor: pointer; }
.ac-dropzone:hover, .ac-dropzone.is-dragover { background: var(--blue-soft); border-color: var(--blue); }

/* Formulaire en ligne (newsletter) */
.ac-inline-form {
    display: flex;
    padding: 5px;
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    box-shadow: var(--shadow-sm);
}
.ac-inline-form input {
    flex: 1;
    min-width: 0;
    padding: .7rem .9rem;
    font-size: .96rem;
    color: var(--text);
    background: transparent;
    border: 0;
}
.ac-inline-form input:focus { outline: none; }
.ac-inline-form button {
    flex-shrink: 0;
    padding: 0 1.15rem;
    font-family: var(--font-display);
    font-weight: 800;
    color: var(--white);
    background: var(--grad-blue);
    border: 0;
    border-radius: var(--radius-sm);
    cursor: pointer;
    transition: filter var(--speed);
}
.ac-inline-form button:hover { filter: brightness(1.1); }
.ac-inline-form:focus-within { box-shadow: var(--ring); border-color: var(--blue-3); }

/* Pot de miel anti-spam */
.hp-field { position: absolute !important; left: -9999px !important; width: 1px; height: 1px; overflow: hidden; }

/* =====================================================================
 * 09. ALERTES & TOASTS
 * ===================================================================== */
.ac-alert {
    --alert-bg: var(--blue-soft);
    --alert-color: var(--blue);
    display: flex;
    align-items: flex-start;
    gap: .85rem;
    padding: 1rem 1.15rem;
    margin-bottom: 1.25rem;
    font-weight: 500;
    color: var(--text);
    background: var(--alert-bg);
    border: 1px solid color-mix(in srgb, var(--alert-color) 25%, transparent);
    border-left: 4px solid var(--alert-color);
    border-radius: var(--radius);
    animation: slideDown .4s var(--ease);
}
.ac-alert > i { font-size: 1.2rem; color: var(--alert-color); margin-top: .1rem; }
.ac-alert > div { flex: 1; }
.ac-alert-success { --alert-bg: var(--green-soft-2); --alert-color: var(--green-dark); }
.ac-alert-error   { --alert-bg: var(--danger-soft);  --alert-color: var(--danger); }
.ac-alert-warning { --alert-bg: var(--amber-soft);   --alert-color: var(--amber); }
.ac-alert-info    { --alert-bg: var(--blue-soft);    --alert-color: var(--blue); }
.ac-alert-close { padding: 0 .25rem; color: var(--muted); background: transparent; border: 0; cursor: pointer; }
.ac-alert-close:hover { color: var(--text); }
.ac-alert.is-closing { animation: fadeOutUp .3s var(--ease) forwards; }

.ac-toast-container {
    position: fixed;
    top: calc(var(--header-h) + 96px);          /* sous l'en-tête (barre de confiance + annonce incluses) */
    right: 16px;
    z-index: 2000;
    display: flex;
    flex-direction: column;
    gap: .75rem;
    width: min(390px, calc(100vw - 32px));
    pointer-events: none;
}
.ac-toast {
    --toast-color: var(--blue);
    pointer-events: auto;
    display: flex;
    align-items: flex-start;
    gap: .8rem;
    padding: 1rem 1.1rem;
    font-weight: 600;
    font-size: .93rem;
    color: var(--text);
    background: var(--white);
    border: 1px solid var(--border);
    border-left: 4px solid var(--toast-color);
    border-radius: var(--radius);
    box-shadow: var(--shadow-lg);
    animation: toastIn .45s var(--ease-bounce);
    cursor: pointer;
}
.ac-toast i { color: var(--toast-color); font-size: 1.15rem; margin-top: .1rem; }
.ac-toast.toast-success { --toast-color: var(--green); }
.ac-toast.toast-error   { --toast-color: var(--danger); }
.ac-toast.toast-warning { --toast-color: var(--amber); }
.ac-toast.is-leaving { animation: toastOut .35s var(--ease) forwards; }

/* =====================================================================
 * 10. BARRE SUPÉRIEURE (confiance) & BANDEAU D'ANNONCE
 * ===================================================================== */
.topbar {
    position: relative;
    z-index: 1031;
    font-size: .82rem;
    color: #CBD5E1;
    background: var(--navy);
}
.topbar .container { display: flex; align-items: center; justify-content: space-between; gap: 1rem; min-height: 38px; }
.topbar-trust, .topbar-contact { display: flex; align-items: center; gap: 1.25rem; margin: 0; padding: 0; list-style: none; }
.topbar-trust li, .topbar-contact li { display: inline-flex; align-items: center; gap: .45rem; white-space: nowrap; }
.topbar-trust i { color: var(--green); }
.topbar a { color: #E2E8F0; }
.topbar a:hover { color: var(--white); }

.announcement-bar {
    position: relative;
    z-index: 1031;
    font-size: .88rem;
    font-weight: 600;
    color: var(--white);
    background: var(--grad-trust);
    overflow: hidden;
}
.announcement-bar .container {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: .75rem;
    min-height: 40px;
    padding-right: 3rem;
    text-align: center;
}
.announcement-bar .ann-badge {
    padding: .1rem .5rem;
    font-size: .68rem;
    font-weight: 800;
    text-transform: uppercase;
    color: var(--navy);
    background: var(--white);
    border-radius: 4px;
}
.announcement-bar a { color: var(--white); text-decoration: underline; text-underline-offset: 3px; }
.announcement-close {
    position: absolute;
    right: 12px; top: 50%;
    transform: translateY(-50%);
    width: 28px; height: 28px;
    display: grid;
    place-items: center;
    color: var(--white);
    background: rgba(255, 255, 255, .12);
    border: 0;
    border-radius: 50%;
    cursor: pointer;
    transition: background-color var(--speed);
}
.announcement-close:hover { background: rgba(255, 255, 255, .28); }
.announcement-bar.is-hidden { display: none; }

/* =====================================================================
 * 11. EN-TÊTE & NAVIGATION (bureau)
 * ===================================================================== */
.site-header {
    position: sticky;
    top: 0;
    z-index: 1030;
    background: rgba(255, 255, 255, .94);
    -webkit-backdrop-filter: saturate(180%) blur(14px);
    backdrop-filter: saturate(180%) blur(14px);
    border-bottom: 1px solid var(--border);
    transition: box-shadow .3s var(--ease), background-color .3s var(--ease);
}
.site-header.is-scrolled { background: rgba(255, 255, 255, .98); box-shadow: 0 8px 24px -12px rgba(11, 37, 69, .18); }

.nav-inner { display: flex; align-items: center; justify-content: space-between; gap: 1rem; height: var(--header-h); }

.nav-logo {
    display: inline-flex;
    align-items: center;
    gap: .6rem;
    flex-shrink: 0;
    font-family: var(--font-display);
    font-size: 1.38rem;
    font-weight: 800;
    letter-spacing: -.03em;
    color: var(--navy);
}
.nav-logo:hover { color: var(--navy); }
.nav-logo img { height: 42px; width: auto; }
.logo-mark {
    position: relative;
    display: grid;
    place-items: center;
    width: 40px; height: 40px;
    font-size: 1.05rem;
    color: var(--white);
    background: var(--grad-blue);
    border-radius: var(--radius);
    box-shadow: var(--shadow-blue);
    transition: transform .45s var(--ease-bounce);
}
.logo-mark::after {                               /* petit bouclier vert de sécurité */
    content: "";
    position: absolute;
    right: -4px; bottom: -4px;
    width: 14px; height: 14px;
    background: var(--green);
    border: 2.5px solid var(--white);
    border-radius: 50%;
}
.nav-logo:hover .logo-mark { transform: rotate(-8deg) scale(1.06); }
.logo-text span { color: var(--blue); }

.nav-menu { display: flex; align-items: center; gap: .15rem; margin: 0; padding: 0; list-style: none; }
.nav-item { position: relative; }
.nav-link-ac {
    position: relative;
    display: inline-flex;
    align-items: center;
    gap: .35rem;
    padding: .6rem .8rem;
    font-family: var(--font-display);
    font-size: .94rem;
    font-weight: 700;
    white-space: nowrap;
    color: var(--text-2);
    border-radius: var(--radius-sm);
    transition: color var(--speed), background-color var(--speed);
}
.nav-link-ac::after {
    content: "";
    position: absolute;
    left: .8rem; right: .8rem; bottom: .25rem;
    height: 2px;
    background: var(--grad-trust);
    border-radius: 2px;
    transform: scaleX(0);
    transform-origin: right;
    transition: transform .3s var(--ease);
}
.nav-link-ac:hover { color: var(--blue); background: var(--blue-soft); }
.nav-link-ac:hover::after, .nav-link-ac.is-active::after { transform: scaleX(1); transform-origin: left; }
.nav-link-ac.is-active { color: var(--blue); }
.nav-link-ac .fa-chevron-down { font-size: .62rem; transition: transform .3s var(--ease); }
.nav-item:hover .fa-chevron-down, .nav-item:focus-within .fa-chevron-down { transform: rotate(180deg); }

/* Méga-menu */
.nav-dropdown {
    position: absolute;
    top: calc(100% + 12px);
    left: 50%;
    width: min(780px, 92vw);
    padding: 1.15rem;
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-xl);
    opacity: 0;
    visibility: hidden;
    transform: translate(-50%, 12px);
    transition: opacity .25s var(--ease), transform .25s var(--ease), visibility .25s;
    z-index: 1040;
}
.nav-dropdown::before { content: ""; position: absolute; top: -16px; left: 0; right: 0; height: 16px; }
.nav-item:hover > .nav-dropdown, .nav-item:focus-within > .nav-dropdown { opacity: 1; visibility: visible; transform: translate(-50%, 0); }
.nav-dropdown-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: .25rem; }
.nav-dropdown-link {
    display: flex;
    align-items: flex-start;
    gap: .85rem;
    padding: .8rem;
    color: var(--text);
    border-radius: var(--radius);
    transition: background-color var(--speed) var(--ease);
}
.nav-dropdown-link:hover { color: var(--text); background: var(--bg); }
.nav-dropdown-link .dd-icon {
    display: grid;
    place-items: center;
    flex-shrink: 0;
    width: 40px; height: 40px;
    font-size: 1rem;
    color: var(--dd-color, var(--blue));
    background: color-mix(in srgb, var(--dd-color, var(--blue)) 12%, white);
    border-radius: var(--radius-sm);
    transition: transform .35s var(--ease-bounce), background-color .25s, color .25s;
}
.nav-dropdown-link:hover .dd-icon { color: var(--white); background: var(--dd-color, var(--blue)); transform: scale(1.06); }
.nav-dropdown-link strong { display: block; font-family: var(--font-display); font-size: .92rem; color: var(--navy); line-height: 1.3; }
.nav-dropdown-link small { display: block; margin-top: .15rem; font-size: .8rem; line-height: 1.4; color: var(--muted); }
.nav-dropdown-footer {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
    margin-top: .9rem;
    padding: .9rem 1rem;
    font-size: .88rem;
    font-weight: 600;
    color: var(--navy);
    background: var(--blue-soft);
    border-radius: var(--radius);
}
.nav-dropdown.nav-dropdown-sm { width: 340px; padding: .75rem; }
.nav-dropdown.nav-dropdown-sm .nav-dropdown-grid { grid-template-columns: 1fr; }

.nav-actions { display: flex; align-items: center; gap: .6rem; }
.nav-phone { display: inline-flex; align-items: center; gap: .55rem; font-family: var(--font-display); font-weight: 800; font-size: .9rem; color: var(--navy); white-space: nowrap; }
.nav-phone i {
    display: grid;
    place-items: center;
    width: 38px; height: 38px;
    color: var(--green-dark);
    background: var(--green-soft);
    border-radius: 50%;
    animation: ring 3.5s ease-in-out infinite;
}
.nav-phone:hover { color: var(--blue); }

/* =====================================================================
 * 12. MENU HAMBURGER & MENU MOBILE PLEIN ÉCRAN
 * ===================================================================== */
.hamburger {
    position: relative;
    display: none;                                /* visible < 1200 px */
    width: 48px; height: 48px;
    padding: 0;
    background: var(--navy);
    border: 0;
    border-radius: var(--radius-sm);
    cursor: pointer;
    z-index: 1060;
    transition: background-color var(--speed), transform var(--speed) var(--ease), box-shadow var(--speed);
}
.hamburger:hover { background: var(--blue); box-shadow: var(--shadow-blue); }
.hamburger:focus-visible { outline: none; box-shadow: var(--ring); }
.hamburger-line {
    position: absolute;
    left: 13px;
    width: 22px; height: 2.5px;
    background: var(--white);
    border-radius: 3px;
    transition: transform .4s var(--ease-bounce), opacity .2s, width .3s var(--ease), top .3s var(--ease);
}
.hamburger-line:nth-child(1) { top: 16px; }
.hamburger-line:nth-child(2) { top: 23px; width: 15px; }
.hamburger-line:nth-child(3) { top: 30px; }
.hamburger:hover .hamburger-line:nth-child(2) { width: 22px; }
.hamburger.is-active .hamburger-line:nth-child(1) { top: 23px; transform: rotate(45deg); }
.hamburger.is-active .hamburger-line:nth-child(2) { opacity: 0; transform: translateX(-10px); }
.hamburger.is-active .hamburger-line:nth-child(3) { top: 23px; transform: rotate(-45deg); }

/* Panneau plein écran – ouverture circulaire depuis le bouton */
.mobile-menu {
    --mm-origin: calc(100% - 44px) 58px;
    position: fixed;
    inset: 0;
    display: flex;
    flex-direction: column;
    background: var(--white);
    z-index: 1050;
    overflow: hidden;
    visibility: hidden;
    clip-path: circle(0 at var(--mm-origin));
    transition: clip-path .75s cubic-bezier(.77, 0, .175, 1), visibility 0s linear .75s;
}
.mobile-menu.is-open {
    visibility: visible;
    clip-path: circle(150vmax at var(--mm-origin));
    transition: clip-path .75s cubic-bezier(.77, 0, .175, 1), visibility 0s;
}
.mobile-menu::before {                            /* halo bleu décoratif */
    content: "";
    position: absolute;
    right: -180px; top: -180px;
    width: 460px; height: 460px;
    background: radial-gradient(circle, rgba(37, 99, 235, .14), transparent 65%);
    pointer-events: none;
}
.mm-deco { position: absolute; pointer-events: none; z-index: 0; opacity: 0; transform: scale(.5); transition: opacity .6s var(--ease) .35s, transform .9s var(--ease-bounce) .35s; }
.mobile-menu.is-open .mm-deco { opacity: 1; transform: none; }
.mm-deco-1 { width: 220px; height: 220px; right: -90px; bottom: 8%; border: 26px solid var(--blue-soft); border-radius: 50%; }
.mm-deco-2 { width: 90px; height: 90px; left: -30px; bottom: 26%; background: var(--green-soft); border-radius: var(--radius-lg); transform: rotate(18deg); }
.mobile-menu.is-open .mm-deco-1 { animation: float 7s ease-in-out 1.2s infinite; }

.mobile-menu-head {
    position: relative;
    z-index: 2;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
    min-height: var(--header-h);
    padding: 0 max(1rem, calc((100vw - var(--container-max)) / 2 + 1rem));
    border-bottom: 1px solid var(--border);
}
.mobile-menu-close {
    width: 46px; height: 46px;
    display: grid;
    place-items: center;
    font-size: 1.15rem;
    color: var(--white);
    background: var(--navy);
    border: 0;
    border-radius: var(--radius-sm);
    cursor: pointer;
    transition: transform .35s var(--ease-bounce), background-color var(--speed);
}
.mobile-menu-close:hover { background: var(--blue); transform: rotate(90deg); }

.mobile-menu-body { position: relative; z-index: 1; flex: 1; overflow-y: auto; overscroll-behavior: contain; padding: 1.75rem 1rem 2.5rem; }
.mobile-menu-grid { display: grid; gap: 2rem; width: 100%; max-width: 1040px; margin: 0 auto; }
.mm-label { margin: 0 0 .5rem; font-family: var(--font-display); font-size: .74rem; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; color: var(--muted); }

.mobile-nav { list-style: none; margin: 0; padding: 0; }
.mobile-nav > li {
    border-bottom: 1px solid var(--border);
    opacity: 0;
    transform: translateY(18px);
    transition: opacity .45s var(--ease), transform .45s var(--ease);
    transition-delay: calc(var(--i, 0) * 55ms + 180ms);
}
.mobile-menu.is-open .mobile-nav > li { opacity: 1; transform: none; }
.mobile-nav-link {
    display: flex;
    align-items: center;
    gap: .9rem;
    width: 100%;
    padding: .95rem .2rem;
    font-family: var(--font-display);
    font-size: 1.2rem;
    font-weight: 800;
    letter-spacing: -.01em;
    text-align: left;
    color: var(--navy);
    background: none;
    border: 0;
    cursor: pointer;
    transition: color var(--speed), padding-left .3s var(--ease);
}
.mobile-nav-link .mn-icon {
    display: grid;
    place-items: center;
    flex-shrink: 0;
    width: 40px; height: 40px;
    font-size: .95rem;
    color: var(--mn-color, var(--blue));
    background: color-mix(in srgb, var(--mn-color, var(--blue)) 12%, white);
    border-radius: var(--radius-sm);
    transition: transform .35s var(--ease-bounce);
}
.mobile-nav-link:hover, .mobile-nav-link.is-active { color: var(--blue); padding-left: .5rem; }
.mobile-nav-link:hover .mn-icon { transform: scale(1.08); }
.mobile-nav-link .mn-arrow { margin-left: auto; font-size: .82rem; color: var(--muted); transition: transform .3s var(--ease); }
.mobile-nav-link[aria-expanded="true"] .mn-arrow { transform: rotate(180deg); color: var(--blue); }

.mobile-submenu { display: grid; grid-template-rows: 0fr; transition: grid-template-rows .4s var(--ease); }
.mobile-submenu.is-open { grid-template-rows: 1fr; }
.mobile-submenu > ul { overflow: hidden; list-style: none; margin: 0; padding: 0; }
.mobile-submenu.is-open > ul { padding-bottom: .9rem; }
.mobile-submenu a {
    display: flex;
    align-items: center;
    gap: .75rem;
    padding: .6rem .75rem;
    margin-bottom: .2rem;
    font-weight: 600;
    font-size: .97rem;
    color: var(--text-2);
    border-radius: var(--radius-sm);
    transition: background-color var(--speed), color var(--speed);
}
.mobile-submenu a i { width: 20px; text-align: center; }
.mobile-submenu a:hover { color: var(--blue); background: var(--blue-soft); }

.mobile-menu-aside { opacity: 0; transform: translateY(26px); transition: opacity .5s var(--ease) .5s, transform .5s var(--ease) .5s; }
.mobile-menu.is-open .mobile-menu-aside { opacity: 1; transform: none; }
.mm-rate-card {
    position: relative;
    display: flex;
    flex-direction: column;
    padding: 1.4rem 1.5rem;
    color: var(--white);
    background: var(--grad-navy);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-lg);
    overflow: hidden;
}
.mm-rate-card::after { content: ""; position: absolute; right: -40px; top: -40px; width: 140px; height: 140px; border: 22px solid rgba(255, 255, 255, .08); border-radius: 50%; }
.mm-rate-label { position: relative; z-index: 1; font-size: .88rem; font-weight: 600; color: #BFDBFE; }
.mm-rate-value { position: relative; z-index: 1; font-family: var(--font-display); font-size: 3rem; font-weight: 800; letter-spacing: -.04em; line-height: 1.05; }
.mm-rate-value small { margin-left: .3rem; font-size: 1rem; letter-spacing: 0; }
.mm-rate-note { position: relative; z-index: 1; font-size: .84rem; color: #CBD5E1; }
.mobile-menu-cta { display: grid; gap: .7rem; margin-top: 1.25rem; }
.mobile-menu-contact { margin-top: 1.25rem; padding: 1.1rem; font-size: .92rem; background: var(--bg); border-radius: var(--radius); }
.mobile-menu-contact a { display: flex; align-items: center; gap: .65rem; padding: .3rem 0; font-weight: 700; color: var(--navy); }
.mobile-menu-contact a i, .mm-hours i { width: 18px; color: var(--blue); }
.mm-hours { display: flex; align-items: flex-start; gap: .65rem; padding-top: .3rem; font-size: .85rem; color: var(--text-2); }
.mm-hours i { margin-top: .25rem; }
.mobile-menu-social { display: flex; gap: .55rem; margin-top: 1rem; }

/* =====================================================================
 * 13. EN-TÊTE DES PAGES INTÉRIEURES & FIL D'ARIANE
 * ===================================================================== */
.page-hero {
    position: relative;
    padding: clamp(3.25rem, 7vw, 6rem) 0 clamp(3rem, 6vw, 5rem);
    color: #CBD5E1;
    background:
        linear-gradient(rgba(255, 255, 255, .045) 1px, transparent 1px),
        linear-gradient(90deg, rgba(255, 255, 255, .045) 1px, transparent 1px),
        var(--grad-navy);
    background-size: 44px 44px, 44px 44px, auto;
    overflow: hidden;
}
.page-hero::after {                               /* halo */
    content: "";
    position: absolute;
    right: -120px; top: -160px;
    width: 520px; height: 520px;
    background: radial-gradient(circle, rgba(16, 185, 129, .22), transparent 65%);
    pointer-events: none;
}
.page-hero h1 { max-width: 920px; color: var(--white); }
.page-hero .lead { max-width: 740px; color: #CBD5E1; }
.page-hero .section-eyebrow { --eb-bg: rgba(255, 255, 255, .1); --eb-color: #BFDBFE; border-color: rgba(255, 255, 255, .18); }
.page-hero .container { position: relative; z-index: 1; }

.ac-breadcrumb {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: .45rem;
    margin: 0 0 1.5rem;
    padding: 0;
    list-style: none;
    font-size: .86rem;
    font-weight: 600;
}
.ac-breadcrumb li { display: inline-flex; align-items: center; gap: .45rem; }
.ac-breadcrumb li + li::before { content: "\f054"; font-family: "Font Awesome 6 Free"; font-weight: 900; font-size: .55rem; color: var(--muted-2); }
.ac-breadcrumb a { color: #BFDBFE; }
.ac-breadcrumb a:hover { color: var(--white); }
.ac-breadcrumb [aria-current="page"] { color: var(--white); }
/* Fil d'Ariane sur fond clair */
.ac-breadcrumb.on-light a { color: var(--blue); }
.ac-breadcrumb.on-light [aria-current="page"] { color: var(--muted); }

/* =====================================================================
 * 14. PIED DE PAGE
 * ===================================================================== */
.footer-cta { position: relative; padding: 0 0 0; background: var(--bg); }
.footer-cta-box {
    position: relative;
    display: grid;
    grid-template-columns: 1.4fr 1fr;
    align-items: center;
    gap: 2rem;
    padding: clamp(2rem, 4vw, 3rem);
    margin-bottom: -4.5rem;                        /* chevauche le pied de page */
    color: #DBEAFE;
    background: var(--grad-blue);
    border-radius: var(--radius-xl);
    box-shadow: var(--shadow-xl);
    overflow: hidden;
    z-index: 2;
}
.footer-cta-box::before {
    content: "";
    position: absolute;
    right: -80px; bottom: -120px;
    width: 340px; height: 340px;
    border: 40px solid rgba(255, 255, 255, .08);
    border-radius: 50%;
}
.footer-cta-box h2 { position: relative; color: var(--white); margin-bottom: .5rem; font-size: clamp(1.6rem, 3vw, 2.3rem); }
.footer-cta-box p { position: relative; margin: 0; font-size: 1.05rem; color: #DBEAFE; }
.footer-cta-actions { position: relative; display: flex; flex-wrap: wrap; gap: .8rem; justify-content: flex-end; }

.site-footer { position: relative; padding-top: clamp(3.5rem, 7vw, 5.5rem); font-size: .94rem; color: #CBD5E1; background: var(--navy); }
.site-footer.has-cta { padding-top: calc(clamp(3.5rem, 7vw, 5.5rem) + 4.5rem); }
.site-footer .nav-logo { color: var(--white); }
.site-footer .logo-text span { color: #93C5FD; }
.site-footer .logo-mark::after { border-color: var(--navy); }
.footer-about { margin: 1.25rem 0 1.5rem; max-width: 380px; color: #94A3B8; }
.footer-title { margin-bottom: 1.1rem; font-family: var(--font-display); font-size: .8rem; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; color: var(--white); }
.footer-links { list-style: none; margin: 0; padding: 0; }
.footer-links li { margin-bottom: .6rem; }
.footer-links a { position: relative; color: #CBD5E1; transition: color var(--speed), padding-left .3s var(--ease); }
.footer-links a::before {
    content: "";
    position: absolute;
    left: 0; top: 50%;
    width: 0; height: 2px;
    background: var(--green);
    transition: width .3s var(--ease);
}
.footer-links a:hover { color: var(--white); padding-left: 14px; }
.footer-links a:hover::before { width: 8px; }
.footer-contact li { display: flex; gap: .75rem; margin-bottom: .85rem; }
.footer-contact i { width: 16px; margin-top: .3rem; color: var(--green); }
.footer-contact a { color: #CBD5E1; }
.footer-contact a:hover { color: var(--white); }

.social-btn {
    display: inline-grid;
    place-items: center;
    width: 40px; height: 40px;
    font-size: .95rem;
    color: var(--white);
    background: rgba(255, 255, 255, .08);
    border: 1px solid rgba(255, 255, 255, .12);
    border-radius: var(--radius-sm);
    transition: background-color var(--speed), transform var(--speed) var(--ease), color var(--speed);
}
.social-btn:hover { color: var(--white); background: var(--blue); transform: translateY(-3px); }
.mobile-menu .social-btn { color: var(--navy); background: var(--bg); border-color: var(--border); }
.mobile-menu .social-btn:hover { color: var(--white); background: var(--blue); }
.footer-social { display: flex; flex-wrap: wrap; gap: .55rem; }

.footer-newsletter p { margin-bottom: .8rem; font-size: .88rem; color: #94A3B8; }
.footer-newsletter small { display: block; margin-top: .6rem; font-size: .76rem; color: #94A3B8; }
.footer-newsletter small a { color: #CBD5E1; text-decoration: underline; }
.footer-newsletter .ac-inline-form { background: rgba(255, 255, 255, .06); border-color: rgba(255, 255, 255, .14); box-shadow: none; }
.footer-newsletter .ac-inline-form input { color: var(--white); }
.footer-newsletter .ac-inline-form input::placeholder { color: #94A3B8; }

.footer-trust { display: flex; flex-wrap: wrap; gap: .65rem; margin-top: 3rem; padding: 1.5rem 0; border-top: 1px solid rgba(255, 255, 255, .1); }
.trust-chip {
    display: inline-flex;
    align-items: center;
    gap: .5rem;
    padding: .45rem .85rem;
    font-size: .8rem;
    font-weight: 700;
    color: var(--white);
    background: rgba(255, 255, 255, .05);
    border: 1px solid rgba(255, 255, 255, .14);
    border-radius: 100px;
}
.trust-chip i { color: var(--green); }

.footer-legal-note { padding: 1.25rem 0; font-size: .8rem; line-height: 1.65; color: #94A3B8; border-top: 1px solid rgba(255, 255, 255, .1); }
.footer-legal-note strong { color: #CBD5E1; }
.footer-legal-ids { display: flex; flex-wrap: wrap; gap: .35rem 1.25rem; margin-top: .6rem; }
.footer-legal-ids span { white-space: nowrap; }
.footer-bottom {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
    padding: 1.4rem 0;
    font-size: .84rem;
    color: #94A3B8;
    border-top: 1px solid rgba(255, 255, 255, .1);
}
.footer-bottom-links { display: flex; flex-wrap: wrap; gap: .4rem 1.2rem; margin: 0; padding: 0; list-style: none; }
.footer-bottom-links a, .footer-bottom-links button { padding: 0; font-size: .84rem; color: #94A3B8; background: none; border: 0; cursor: pointer; }
.footer-bottom-links a:hover, .footer-bottom-links button:hover { color: var(--white); }

/* Retour en haut avec anneau de progression */
.back-to-top {
    position: fixed;
    right: 20px; bottom: 20px;
    width: 50px; height: 50px;
    display: grid;
    place-items: center;
    font-size: 1rem;
    color: var(--white);
    background: var(--navy);
    border: 0;
    border-radius: 50%;
    box-shadow: var(--shadow-lg);
    cursor: pointer;
    opacity: 0;
    visibility: hidden;
    transform: translateY(20px);
    transition: all .35s var(--ease);
    z-index: 1020;
}
.back-to-top.is-visible { opacity: 1; visibility: visible; transform: none; }
.back-to-top:hover { background: var(--blue); transform: translateY(-4px); }
.back-to-top svg { position: absolute; inset: -4px; width: calc(100% + 8px); height: calc(100% + 8px); pointer-events: none; }
.back-to-top svg circle { fill: none; stroke: var(--green); stroke-width: 3; stroke-linecap: round; transform: rotate(-90deg); transform-origin: 50% 50%; }

/* Barre de progression de lecture */
.scroll-progress {
    position: fixed;
    top: 0; left: 0;
    width: 100%; height: 3px;
    background: var(--grad-trust);
    transform-origin: 0 50%;
    transform: scaleX(0);
    z-index: 2100;
    pointer-events: none;
}

/* Préchargeur : bouclier animé */
.preloader { position: fixed; inset: 0; display: grid; place-items: center; background: var(--white); z-index: 3000; transition: opacity .5s var(--ease), visibility .5s; }
.preloader.is-hidden { opacity: 0; visibility: hidden; }
.preloader-shield {
    position: relative;
    display: grid;
    place-items: center;
    width: 76px; height: 76px;
    font-size: 1.9rem;
    color: var(--white);
    background: var(--grad-blue);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-blue);
    animation: pulseScale 1.4s ease-in-out infinite;
}
.preloader-shield::after { content: ""; position: absolute; inset: -10px; border: 3px solid var(--green); border-right-color: transparent; border-radius: 22px; animation: spin 1.1s linear infinite; }

/* =====================================================================
 * 15. BANNIÈRE COOKIES & FENÊTRES MODALES
 * ===================================================================== */
.cookie-banner {
    position: fixed;
    left: 20px; bottom: 20px;
    width: min(470px, calc(100vw - 40px));
    padding: 1.5rem;
    background: var(--white);
    border: 1px solid var(--border);
    border-top: 4px solid var(--blue);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-xl);
    z-index: 2050;
    transform: translateY(calc(100% + 40px));
    opacity: 0;
    visibility: hidden;
    transition: transform .55s var(--ease-bounce), opacity .4s, visibility .4s;
}
.cookie-banner.is-visible { transform: none; opacity: 1; visibility: visible; }
.cookie-banner-head { display: flex; align-items: center; gap: .75rem; margin-bottom: .6rem; }
.cookie-banner-head .ac-icon { margin: 0; }
.cookie-banner h3 { margin: 0; font-size: 1.12rem; }
.cookie-banner p { margin-bottom: 1.1rem; font-size: .88rem; color: var(--text-2); }
.cookie-actions { display: flex; flex-wrap: wrap; gap: .55rem; }
.cookie-actions .btn-ac { flex: 1 1 auto; }

.ac-modal {
    position: fixed;
    inset: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 1rem;
    background: rgba(11, 37, 69, .55);
    -webkit-backdrop-filter: blur(4px);
    backdrop-filter: blur(4px);
    z-index: 2060;
    opacity: 0;
    visibility: hidden;
    transition: opacity .3s var(--ease), visibility .3s;
}
.ac-modal.is-open { opacity: 1; visibility: visible; }
.ac-modal-dialog {
    position: relative;
    display: flex;
    flex-direction: column;
    width: min(640px, 100%);
    max-height: calc(100vh - 2rem);
    background: var(--white);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-xl);
    transform: scale(.94) translateY(16px);
    transition: transform .4s var(--ease-bounce);
    overflow: hidden;
}
.ac-modal.is-open .ac-modal-dialog { transform: none; }
.ac-modal-header { display: flex; align-items: center; justify-content: space-between; gap: 1rem; padding: 1.15rem 1.4rem; border-bottom: 1px solid var(--border); }
.ac-modal-header h3 { margin: 0; font-size: 1.2rem; }
.ac-modal-body { padding: 1.4rem; overflow-y: auto; }
.ac-modal-footer { display: flex; flex-wrap: wrap; justify-content: flex-end; gap: .6rem; padding: 1rem 1.4rem; background: var(--bg); border-top: 1px solid var(--border); }
.ac-modal-close {
    width: 38px; height: 38px;
    display: grid;
    place-items: center;
    color: var(--text-2);
    background: var(--bg);
    border: 0;
    border-radius: 50%;
    cursor: pointer;
    transition: transform .3s var(--ease-bounce), background-color var(--speed), color var(--speed);
}
.ac-modal-close:hover { color: var(--white); background: var(--navy); transform: rotate(90deg); }

.cookie-category { padding: 1rem 1.1rem; margin-bottom: .8rem; background: var(--bg); border-radius: var(--radius); }
.cookie-category-head { display: flex; align-items: center; justify-content: space-between; gap: 1rem; margin-bottom: .35rem; }
.cookie-category-head strong { font-family: var(--font-display); color: var(--navy); }
.cookie-category p { margin: 0; font-size: .86rem; color: var(--text-2); }

/* =====================================================================
 * 16. COMPOSANTS
 * ===================================================================== */

/* --- Défilement continu (logos, mots) --- */
.ac-marquee {
    position: relative;
    display: flex;
    overflow: hidden;
    padding: 1.1rem 0;
    user-select: none;
    -webkit-mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent);
            mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent);
}
.ac-marquee-track {
    display: flex;
    flex-shrink: 0;
    align-items: center;
    gap: 3rem;
    min-width: 100%;
    padding-right: 3rem;
    animation: marquee var(--marquee-speed, 36s) linear infinite;
}
.ac-marquee:hover .ac-marquee-track { animation-play-state: paused; }
.ac-marquee-item { display: inline-flex; align-items: center; gap: .6rem; font-family: var(--font-display); font-size: 1.05rem; font-weight: 800; white-space: nowrap; color: var(--navy); }
.ac-marquee-item i { color: var(--blue); }

/* --- Chiffres clés --- */
.ac-stat {
    height: 100%;
    padding: 1.6rem 1.4rem;
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-sm);
}
.ac-stat-value { display: block; margin-bottom: .45rem; font-family: var(--font-display); font-size: clamp(2.1rem, 3.8vw, 2.9rem); font-weight: 800; letter-spacing: -.035em; line-height: 1; color: var(--navy); font-variant-numeric: tabular-nums; }
.ac-stat-value .unit { color: var(--blue); }
.ac-stat-label { font-size: .93rem; font-weight: 600; color: var(--text-2); }

/* --- Tableaux --- */
.ac-table-wrap {
    overflow-x: auto;
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-sm);
    -webkit-overflow-scrolling: touch;
}
.ac-table { width: 100%; min-width: 560px; border-collapse: collapse; font-size: .93rem; color: var(--text); }
.ac-table thead th {
    position: sticky;
    top: 0;
    padding: .95rem 1rem;
    font-family: var(--font-display);
    font-size: .76rem;
    font-weight: 800;
    letter-spacing: .06em;
    text-transform: uppercase;
    text-align: left;
    white-space: nowrap;
    color: var(--white);
    background: var(--navy);
}
.ac-table tbody th, .ac-table tbody td { padding: .85rem 1rem; border-bottom: 1px solid var(--border); vertical-align: middle; }
.ac-table tbody th { font-weight: 700; color: var(--navy); }
.ac-table tbody tr { transition: background-color var(--speed); }
.ac-table tbody tr:nth-child(even) { background: #FAFBFD; }
.ac-table tbody tr:hover { background: var(--blue-soft); }
.ac-table tbody tr:last-child > * { border-bottom: 0; }
.ac-table tfoot td { padding: .95rem 1rem; font-weight: 800; color: var(--navy); background: var(--bg); border-top: 2px solid var(--border-2); }
.ac-table .num { text-align: right; white-space: nowrap; font-variant-numeric: tabular-nums; }

/* --- Accordéon (balises <details>) --- */
.ac-accordion { display: grid; gap: .85rem; }
.ac-accordion-item {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    box-shadow: var(--shadow-xs);
    overflow: hidden;
    transition: box-shadow .3s var(--ease), border-color .3s var(--ease);
}
.ac-accordion-item[open] { border-color: color-mix(in srgb, var(--blue) 35%, var(--border)); box-shadow: var(--shadow); }
.ac-accordion-item summary {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
    padding: 1.1rem 1.25rem;
    font-family: var(--font-display);
    font-size: 1.02rem;
    font-weight: 800;
    color: var(--navy);
    list-style: none;
    cursor: pointer;
    transition: background-color var(--speed);
}
.ac-accordion-item summary::-webkit-details-marker { display: none; }
.ac-accordion-item summary:hover { background: var(--bg); }
.ac-accordion-item summary::after {
    content: "\2b";
    font-family: "Font Awesome 6 Free";
    font-weight: 900;
    flex-shrink: 0;
    width: 30px; height: 30px;
    display: grid;
    place-items: center;
    font-size: .8rem;
    color: var(--blue);
    background: var(--blue-soft);
    border-radius: 50%;
    transition: transform .35s var(--ease-bounce), background-color var(--speed), color var(--speed);
}
.ac-accordion-item[open] summary::after { content: "\f068"; color: var(--white); background: var(--blue); transform: rotate(180deg); }
.ac-accordion-body { padding: 0 1.25rem 1.2rem; color: var(--text-2); animation: fadeIn .4s var(--ease); }

/* --- Timeline (suivi de demande) --- */
.ac-timeline { position: relative; list-style: none; margin: 0; padding: 0 0 0 2.6rem; }
.ac-timeline::before { content: ""; position: absolute; left: 16px; top: 8px; bottom: 8px; width: 2px; background: var(--border); }
.ac-timeline-item { position: relative; padding-bottom: 1.75rem; }
.ac-timeline-item:last-child { padding-bottom: 0; }
.ac-timeline-dot {
    position: absolute;
    left: -2.6rem; top: 0;
    width: 34px; height: 34px;
    display: grid;
    place-items: center;
    font-size: .78rem;
    color: var(--white);
    background: var(--dot-color, var(--green));
    border: 3px solid var(--white);
    border-radius: 50%;
    box-shadow: 0 0 0 2px var(--dot-color, var(--green));
}
.ac-timeline-item.is-current .ac-timeline-dot { animation: pulseRing 2s ease-out infinite; }
.ac-timeline-item.is-pending .ac-timeline-dot { color: var(--muted-2); background: var(--white); box-shadow: 0 0 0 2px var(--border-2); }
.ac-timeline-item.is-pending .ac-timeline-title { color: var(--muted); }
.ac-timeline-title { margin-bottom: .2rem; font-family: var(--font-display); font-weight: 800; color: var(--navy); }
.ac-timeline-date { font-size: .82rem; font-weight: 600; color: var(--muted); }
.ac-timeline-text { margin: .4rem 0 0; font-size: .93rem; color: var(--text-2); }

/* --- Barre de progression --- */
.ac-progress { height: 10px; overflow: hidden; background: var(--bg-2); border-radius: 100px; }
.ac-progress-bar {
    height: 100%;
    width: var(--progress, 0%);
    background: var(--grad-trust);
    border-radius: 100px;
    transition: width 1.2s var(--ease);
    position: relative;
    overflow: hidden;
}
.ac-progress-bar::after { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, transparent, rgba(255, 255, 255, .45), transparent); animation: shimmer 2s linear infinite; }

/* --- Étapes numérotées (formulaire multi-étapes) --- */
.ac-steps { display: flex; gap: .5rem; margin: 0 0 2rem; padding: 0; list-style: none; counter-reset: step; }
.ac-step { position: relative; flex: 1; display: flex; flex-direction: column; align-items: center; gap: .45rem; text-align: center; font-size: .78rem; font-weight: 700; color: var(--muted); }
.ac-step::before {
    counter-increment: step;
    content: counter(step);
    position: relative;
    z-index: 1;
    width: 38px; height: 38px;
    display: grid;
    place-items: center;
    font-family: var(--font-display);
    font-size: .95rem;
    font-weight: 800;
    color: var(--muted);
    background: var(--white);
    border: 2px solid var(--border-2);
    border-radius: 50%;
    transition: all .3s var(--ease);
}
.ac-step:not(:last-child)::after { content: ""; position: absolute; top: 18px; left: calc(50% + 22px); right: calc(-50% + 22px); height: 2px; background: var(--border); }
.ac-step.is-active { color: var(--navy); }
.ac-step.is-active::before { color: var(--white); background: var(--blue); border-color: var(--blue); box-shadow: 0 0 0 5px rgba(37, 99, 235, .15); }
.ac-step.is-done { color: var(--green-dark); }
.ac-step.is-done::before { content: "\f00c"; font-family: "Font Awesome 6 Free"; font-weight: 900; color: var(--white); background: var(--green); border-color: var(--green); }
.ac-step.is-done::after { background: var(--green); }

/* --- Onglets simples --- */
.ac-tabs { display: inline-flex; flex-wrap: wrap; gap: .3rem; padding: 5px; background: var(--bg); border-radius: var(--radius); }
.ac-tabs button {
    padding: .55rem 1.05rem;
    font-family: var(--font-display);
    font-size: .9rem;
    font-weight: 800;
    color: var(--text-2);
    background: transparent;
    border: 0;
    border-radius: var(--radius-sm);
    cursor: pointer;
    transition: all var(--speed) var(--ease);
}
.ac-tabs button:hover { color: var(--blue); }
.ac-tabs button.is-active { color: var(--white); background: var(--navy); box-shadow: var(--shadow-sm); }

/* --- Étoiles, avatar --- */
.ac-stars { color: var(--gold); letter-spacing: 2px; }
.ac-avatar {
    width: 50px; height: 50px;
    flex-shrink: 0;
    display: grid;
    place-items: center;
    font-family: var(--font-display);
    font-weight: 800;
    color: var(--white);
    background: var(--avatar-bg, var(--blue));
    border-radius: 50%;
    object-fit: cover;
}

/* --- Exemple représentatif / mentions de crédit --- */
.legal-example {
    padding: 1rem 1.15rem;
    font-size: .83rem;
    line-height: 1.65;
    color: var(--text-2);
    background: var(--bg);
    border: 1px solid var(--border);
    border-left: 4px solid var(--blue);
    border-radius: var(--radius-sm);
}
.legal-example i { color: var(--blue); margin-right: .4rem; }

/* =====================================================================
 * 17. UTILITAIRES
 * ===================================================================== */
.shadow-ac-sm { box-shadow: var(--shadow-sm) !important; }
.shadow-ac    { box-shadow: var(--shadow) !important; }
.shadow-ac-lg { box-shadow: var(--shadow-lg) !important; }
.rounded-ac    { border-radius: var(--radius) !important; }
.rounded-ac-lg { border-radius: var(--radius-lg) !important; }
.z-1 { position: relative; z-index: 1; }
.z-2 { position: relative; z-index: 2; }
.mw-680 { max-width: 680px; }
.mw-820 { max-width: 820px; }
.tabular { font-variant-numeric: tabular-nums; }
[hidden] { display: none !important; }

.float-anim   { animation: float 5s ease-in-out infinite; }
.float-anim-2 { animation: float 6.5s ease-in-out -2s infinite; }
.spin-slow    { animation: spin 20s linear infinite; }

.skip-link {
    position: absolute;
    left: 1rem; top: -100px;
    padding: .7rem 1.1rem;
    font-weight: 800;
    color: var(--white);
    background: var(--blue);
    border-radius: var(--radius-sm);
    z-index: 4000;
    transition: top .2s;
}
.skip-link:focus { top: 1rem; color: var(--white); }

/* Apparition au défilement sans AOS : [data-reveal] */
[data-reveal] { opacity: 0; transform: translateY(26px); transition: opacity .8s var(--ease), transform .8s var(--ease); }
[data-reveal].is-revealed { opacity: 1; transform: none; }

/* Inclinaison 3D (data-tilt) */
[data-tilt] { transform-style: preserve-3d; will-change: transform; transition: transform .25s var(--ease); }

/* =====================================================================
 * 18. ANIMATIONS
 * ===================================================================== */
@keyframes spin       { to { transform: rotate(360deg); } }
@keyframes float      { 0%, 100% { transform: translateY(0); } 50% { transform: translateY(-12px); } }
@keyframes marquee    { from { transform: translateX(0); } to { transform: translateX(-100%); } }
@keyframes hlGrow     { to { background-size: 100% 100%; } }
@keyframes fadeIn     { from { opacity: 0; } to { opacity: 1; } }
@keyframes fadeUp     { from { opacity: 0; transform: translateY(20px); } to { opacity: 1; transform: none; } }
@keyframes slideDown  { from { opacity: 0; transform: translateY(-10px); } to { opacity: 1; transform: none; } }
@keyframes fadeOutUp  { to { opacity: 0; transform: translateY(-10px); height: 0; margin: 0; padding: 0; } }
@keyframes toastIn    { from { opacity: 0; transform: translateX(110%); } to { opacity: 1; transform: none; } }
@keyframes toastOut   { to { opacity: 0; transform: translateX(110%); } }
@keyframes toastInUp    { from { opacity: 0; transform: translateY(40px); } to { opacity: 1; transform: none; } }
@keyframes toastOutDown { to { opacity: 0; transform: translateY(40px); } }
@keyframes pulseScale { 0%, 100% { transform: scale(1); } 50% { transform: scale(1.06); } }
@keyframes shimmer    { from { transform: translateX(-100%); } to { transform: translateX(100%); } }
@keyframes gradientShift { 0% { background-position: 0% 50%; } 50% { background-position: 100% 50%; } 100% { background-position: 0% 50%; } }
@keyframes pulseRing {
    0%   { box-shadow: 0 0 0 2px var(--dot-color, var(--green)), 0 0 0 2px rgba(16, 185, 129, .5); }
    70%  { box-shadow: 0 0 0 2px var(--dot-color, var(--green)), 0 0 0 14px rgba(16, 185, 129, 0); }
    100% { box-shadow: 0 0 0 2px var(--dot-color, var(--green)), 0 0 0 0 rgba(16, 185, 129, 0); }
}
@keyframes ring {
    0%, 86%, 100% { transform: rotate(0); }
    88% { transform: rotate(-14deg); } 90% { transform: rotate(12deg); }
    92% { transform: rotate(-10deg); } 94% { transform: rotate(8deg); } 96% { transform: rotate(-3deg); }
}

/* =====================================================================
 * 19. RESPONSIVE
 * ===================================================================== */
@media (max-width: 1599.98px) {
    .nav-phone span { display: none; }
}
@media (min-width: 1200px) and (max-width: 1399.98px) {
    .nav-actions .nav-phone { display: none; }
    .nav-link-ac { padding: .55rem .55rem; font-size: .89rem; }
    .nav-link-ac::after { left: .55rem; right: .55rem; }
    .nav-logo { font-size: 1.25rem; }
    .btn-ac-cta { padding: .7rem 1rem; font-size: .9rem; }
}
/* Tablette & mobile : menu hamburger */
@media (max-width: 1199.98px) {
    .nav-menu, .nav-actions .nav-phone, .nav-actions .nav-login { display: none !important; }
    .hamburger { display: inline-block; }
    .topbar-trust li:nth-child(n+3) { display: none; }
}
@media (max-width: 991.98px) {
    :root { --header-h: 68px; }
    .ac-steps .ac-step span { display: none; }
    .footer-cta-box { grid-template-columns: 1fr; }
    .footer-cta-actions { justify-content: flex-start; }
}
@media (min-width: 768px) {
    .mobile-menu-grid { grid-template-columns: 1.35fr 1fr; gap: 3rem; align-items: start; }
    .mobile-nav-link { font-size: 1.5rem; padding: 1.05rem .2rem; }
    .mobile-nav-link .mn-icon { width: 46px; height: 46px; font-size: 1.05rem; }
}
@media (max-width: 767.98px) {
    :root { --section-y: 3.75rem; }
    .topbar-contact { display: none; }
    .topbar .container { justify-content: center; }
    .btn-group-ac .btn-ac { flex: 1 1 100%; }
    .nav-actions .btn-ac-cta { display: none; }
    .announcement-bar { font-size: .8rem; }
    .announcement-bar .ann-badge { display: none; }
    .cookie-banner { left: 12px; right: 12px; bottom: 12px; width: auto; padding: 1.25rem; }
    /* Les toasts passent en bas pour ne jamais masquer le bouton du menu */
    .ac-toast-container { top: auto; bottom: 16px; right: 12px; left: 12px; width: auto; z-index: 2070; }
    .ac-toast { animation-name: toastInUp; }
    .ac-toast.is-leaving { animation-name: toastOutDown; }
    .back-to-top { right: 14px; bottom: 14px; width: 46px; height: 46px; }
    .footer-bottom { flex-direction: column; align-items: flex-start; }
    .footer-cta-box { margin-bottom: -3.5rem; }
    .site-footer.has-cta { padding-top: calc(3.75rem + 3.5rem); }
    .ac-modal { align-items: flex-end; padding: 0; }
    .ac-modal-dialog { max-height: 92vh; border-radius: var(--radius-lg) var(--radius-lg) 0 0; }
}
@media (max-width: 575.98px) {
    .logo-text { font-size: 1.18rem; }
    .logo-mark { width: 36px; height: 36px; }
    .hamburger { width: 46px; height: 46px; }
    .hamburger-line { left: 12px; }
    .btn-ac { white-space: normal; text-align: center; }
    .btn-ac-lg, .btn-ac-xl { padding-left: 1.2rem; padding-right: 1.2rem; }
    .ac-inline-form { flex-direction: column; gap: 5px; }
    .ac-inline-form button { padding: .75rem; }
    .mobile-nav-link { font-size: 1.1rem; }
    .cookie-actions .btn-ac { flex: 1 1 100%; }
    .topbar-trust li:nth-child(n+2) { display: none; }
}

/* =====================================================================
 * 20. ACCESSIBILITÉ & IMPRESSION
 * ===================================================================== */
:focus-visible { outline: 3px solid var(--blue-3); outline-offset: 2px; }

@media (prefers-reduced-motion: reduce) {
    *, *::before, *::after {
        animation-duration: .01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: .01ms !important;
        scroll-behavior: auto !important;
    }
    .hl { background-size: 100% 100%; }
    [data-reveal] { opacity: 1; transform: none; }
}

body.menu-open .cookie-banner { opacity: 0; visibility: hidden; }

@media print {
    .topbar, .site-header, .announcement-bar, .site-footer, .footer-cta, .cookie-banner,
    .back-to-top, .scroll-progress, .mobile-menu, .preloader, .no-print { display: none !important; }
    body { background: #fff; }
    .ac-card, .ac-table-wrap { box-shadow: none !important; }
    a { color: var(--text); }
}